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Down Payment Assistance Loans Are An Option Again

CHFA loan and CHFA allows borrowers to choose either a conventional loan, VA, or a FHA loan. CHFA's income limit is $148,120 state-wide which is amazing! CHFA provides a second mortgage equal to 4% of the first mortgage amount which means th...

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We Have Years of Pent-Up Demand

Nicole Rueth - January 5, 2023 Having seen the calendar turn over, the largest borrower age group is now 32 years old. We have years of pent-up demand, with first-time home buyers still at an average age of 34. They were priced out for years, ...

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Inventory Will Take a Front Seat In 2023

Nicole Rueth - January 5, 2023 While mortgage rates were the conversation for 2022, I believe inventory will take a front seat in 2023. This is the topic that gives me pause. Inventory ended the year with 4,757 homes for sale. While still lo...

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When Will Rates Stabilize?

Those markets which appreciated the most, along with an abundance of new construction, will see the biggest corrections. As you know, Denver saw incredible appreciation adding us to the list of least affordable metros to buy. New construction i...

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Existing-Home Sales Receded 1.5% in December⁣ ⁣

- Existing-home sales faded for the eleventh straight month to a seasonally adjusted annual rate of 4.02 million. Sales waned 1.5% from November and 34.0% from one year ago.⁣ - The median existing-home sales price climbed 2.3% from the previ...

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It’s Not Going to Get Worse

Rates hit their high and came down, inventory locked up, sales dropped, and demand is still pent up. There is a path from here. News cycles in quarter one will pick up year-over-year comparisons, which will look worse, but watch the trends, fee...

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Prepare to Buy a Home in 2023

In 2023, as the market continues to stabilize, there will be the opportunity to stay in the game to meet clients where they are and to help them capitalize on the wealth-building opportunities that real estate can provide. As we enter the ho...

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Market Trends Reports | DEC. ’22

New Listings were down 21.4 percent for single family homes and 27.7 percent for townhouse-condo properties. Under Contracts decreased 30.9 percent for single family homes and 39.1 percent for townhouse-condo properties. The Median Sales Pri...

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Denver architecture: Classic Cape Cod Charm

Drawing inspiration from the homes of 17th century New England, Cape Cod style homes are built for Denver weather. Square and featuring one to two stories, Cape Cod homes are sometimes seen as a simpler relative of the Colonial Revival style. ...

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